JanSamarth: How to register & login on the Portal to Apply for Loan

In this post, we will tell you about the JanSamarth Portal – National Portal for Government Sponsored Schemes.

The Prime Minister of India Shri, Narendra Modi launched this portal as a one-stop digital portal linking government schemes.

India has a population of 130+ crores people. There are a lot of Central Government Schemes already giving benefits to lakhs of Indians.

Now the Government of India has given access to people of its country to 13 credit-linked government schemes of 9 Ministries in a single platform namely, the JanSamarth portal.

Whether you want to get a loan or a subsidy, with the JanSamarth portal you can apply for these 13 government policies from the comfort of your home and get benefits from them.

These 13 credit-linked government schemes are divided into 4 categories of loans which are as follows:-

• Education Loan
• Agri Infrastrutre Loan
• Business Activity Loan
• Livelihood Loan

The Government of India has partnered with over 125+ various Banks & Financial Institutions for this platform.

You can choose the best bank offering loans at cheap interest rates.

You will have to produce the required relevant documents and go through a verification process.

Within a few days, your loan will get approved and the amount of the loan will be transferred directly into your bank accounts.

You can use this portal in 7 different Indian languages in the initial days of launch. Very soon other Indian languages will be added subsequently.

This portal is primarily focused on the welfare of the service and the welfare of the poor people. It will act as a bridge between the government and the people of India.

Now let’s explore the topic in-depth…

What is JanSamarth Portal?

JanSamarth Portal is a unique one-stop digital portal linking 13 credit-linked government schemes on a single platform.

It is an initiative by the Government of India to promote the growth and development of the various sector through a simple and easy digital process.

This platform uses cutting-edge technologies and smart analytics to provide the best suitable schemes as per the beneficiary’s requirements and credentials.

The use of advanced technology makes the entire digital lending process speedy and hassle-free.

This platform brings various stakeholders of the financial ecosystems like a beneficiary, lenders and financial institutions, Central & State Government Ministries, Nodal agencies, and facilitators on a single platform.

The main objective is to promote development and ease of doing business.

JanSamarth Portal is integrated with UIDAI, CBDT, NSDL, LGD, etc to provide digital access to authenticate data for the speedy process of the applications.

How to register on JanSamarth Portal?

You need to apply online and get register to use the platform. Follow the 5 steps mentioned below to register on the portal:-

Step 1: Visit the Official website by clicking the link Register

Step 2: Enter your mobile number and fill in the captcha.

Step 3: You will receive an OTP on your mobile number for verification. Submit the OTP and verify.

Step 4: Now enter your email id for verification. Submit the OTP and verify. Check your spam folder for the email.

Step 5: Now a new dialog box will open to set the password. Set your password.

Congratulations your account is created on JanSamarth Portal successfully. Now you can log in to your account and apply for the loan and subsidy.

How to Login on JanSamarth Portal?

3 Steps to log in to your account on the JanSamarth Platform are as follows:-

Step 1: Visit the Official website by clicking the link Login

Step 2: Enter your mobile number/ Email address.

Step 3: Enter your password, and fill in the captcha. Press the login tab.

Congratulations you will be logged in to your account dashboard.

What is the process to get a loan from JanSamarth Portal?

Below is the process beneficiary needs to go through in order to get approved for a loan on this platform:-

Check Eligibility – answer a few questions and get matched with the best suitable scheme(s).

Apply Online – provide basic details and relevant documents. The advanced technology and integration will autofill the required details through smart analytics.

Get Digital Approval – now accept the best offer out of 125+ digital lenders on the platform. Get digital approval from the selected bank.

Track your Application – you can track the real-time status of your application online and get the loan disbursed directly to your bank account post-approval.

Also Read:- How to Apply for JanSamarth Mudra Loan?

What are the types of loans offered by the JanSamarth Portal?

There are 4 categories of loans offered by the portal covering 13 credit-linked government schemes. Details of the same are as follows:-

Education Loan

There are 3 scheme(s) available under the Education Loan for the following:-

• to pursue studies in and outside India
• for eligible courses ranging from Graduation to Ph.D.
• to students from economically weaker sections.

Scheme 1 – Central Sector Interest Subsidy (CSIS) is an interest subsidy scheme for Economically Weaker Sections (EWS).

Scheme 2 – Padho Pardesh – an interest subsidy scheme on education loans for overseas students.

Scheme 3 – Dr. Ambedkar Central Sector Scheme is an education loan for Overseas Studies for Other Backward Classes (OBCs) and Economically Backward Classes (EBCs).

Agri Infrastructure Loan

There are 3 scheme(s) under Agri Infrastructure Loan which are as follows:-

Scheme 1 – Agri-Clinic and Agribusiness Centers Scheme (ACABC)

Scheme 2 – Agriculture Marketing Infrastructure (AMI)

Scheme 3 – Agriculture Infrastructure Fund (AFI)

Business Activity Loan

There are 6 scheme(s) available under the Business Activity Loan which are as follows:-

Scheme 1 – Prime Minister’s Employment Generation Programme (PMEGP)

Scheme 2 – Weavers Mudra Loan (WML)

Scheme 3 – Pradhan Mantri Mudra Yojna (PMMY)

Scheme 4 – PM SVANidhi (PM Street Vendor’s AtmaNirbhar) Scheme

Scheme 5 – Self-Employment Scheme for Rehabilitation of Manual Scavengers (SRMS)

Scheme 6 – Stand Up India

Livelihood Loan

Scheme 1 – Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY_NRLM)

List of Partners Banks of JanSamarth Portal

• State Bank of India (SBI)
• HDFC Bank
• Bank of Baroda
• Punjab National Bank
• Canara Bank
• Union Bank
• Bank of India
• Axis Bank
• Central Bank of India
• Bank of Maharashtra
• Indian Bank
• Indian Overseas Bank
• Punjab and Sindh Bank
• UCO Bank
• SIDBI
• ICICI Bank
• National Bank for Agricultural and Rural Development
• Kotak Mahindra Bank
• IDBI Bank

Also Read:-

What is Masked Aadhaar?

How to use Google Pay App in Hinglish Language?

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